Addition of Smart Life
Life is unpredictable, the digital Smart Life plan provides a simple way to ensure you take care of your loved ones in case of stressful times, providing them with financial protection. For this reason, we offer innovative assurance solutions offering Death by any cause benefits, disability benefits, cancer cover, and hospital cash benefits.
Life Cover:
It provides a lump sum payout to your beneficiary(ies) in the event of your untimely demise, ensuring their financial security.
Accidental Death Benefit:
Accidental Death Benefit provides an additional payout to the beneficiary(ies) of the policy holder in the event of death due to an accident. This benefit provides an extra layer of financial support during difficult times
Permanent Total Disability Benefit:
Permanent Total Disability Benefit offers a lump sum benefit to help cover living expenses, medical costs, and ongoing care in case of Permanent Disability. This coverage ensures that even if you cannot earn an income, you can still maintain financial stability and support yourself and your family.
Cancer Cover:
Your shield against uncertainty. Get the financial support you need when faced with a cancer diagnosis. Our policy offers a lump sum payout to cover medical expenses, treatments, and more. With us by your side, you can focus on battling with cancer while we handle the financial worries.
Hospital Cash Benefit:
We’ve got your back when you are hospitalized. Receive daily cash benefits to cover unexpected expenses. From transportation to accommodation.
KEY BENEFITS:
- Double indemnity cover in case of an accidental death.
- Standard cases – No medical tests required for policy issuance.
- Policy e-documents issued online and sent via email.
- Secure online debit/credit card premium payment option.
INDICATIVE AVERAGE PREMIUM AS PER AGE BAND | |||||||
Based on AED 200,000 Sum Assured & 10 Years Policy Term | |||||||
Age | 18 – 25 | 26-30 | 31-35 | 36-40 | 41-45 | 46-50 | 51-55 |
Premium Amount | 586 | 577 | 612 | 702 | 883 | 1219 | 1824 |
Premium Currency | UAE Dhirams |
Entry Age | Minimum: 5 years Maximum: 60 years |
Maximum Maturity Age | 65 years |
Policy Term | Any term between 5 years to 30 years |
Policy Payment Term | Full Term Pay |
Premium Payment Mode | Annual |
Survival Benefit | N/A |
Death Benefit | 100% Sum Assured |
Built-In Benefits | Accidental Death Benefit (ADB) Permanent Total Disability (PTD) Cancer Cover Hospital Cash Benefit |
Minimum Sum Assured Maximum Sum Assured | AED 100,000/- to AED 1,000,000/- |
For Hospital Cash Benefits | Maximum entry age is 55 years Maximum coverage age is 60 years AED 300 per day for a max. of 30 days per year |
Cancer Cover | 50% of basic Sum Assured can be availed Maximum up to AED 250,000 /- |
Note: The key features mentioned above are subject to our policy terms and conditions.