QUANTUM FOUR PLAN - Example
We have worked out a typical example below to help you understand how
the Quantum Four plan works. We can specifically design a plan for you.

Take Anil Pandey who is 35 years old. He needs US $ 30,000/- for plot of land he
intends to build his house on later in life. Anil has one daughter Ramila who will be 18
years old in ten years time and 
Anil wants her to go to a university for higher education. This will cost about US $
30,000 for a three year full time course. Anil thinks that Ramila will probably marry a
couple of years after graduating and that to have a good wedding, it will cost about US$
40,000. After Anil has done with land purchase and taken care of Ramila's education and
wedding needs he will have to think about building himself a house. This will cost around
US$ 100,000. anil thinks that 5 years after Ramila's wedding , he should start thinking
about building his home because by that time he will be 55 years old and will need to
start seriously thinking about resettling in Kerala, where he hails from.
Naturally, Anil
will welcome any additional money that he can lay his hands on but the figures given are
the minimum. Well Anil need not worry about any of his dreams. All he has to do is invest
in Quantum Four plan over a term of 20 years. The plan will not only pay the US$ 30,000
for the plot of land after 5 years, the US$ 30,000 for the university fees, the US$ 40,000
for the wedding and the US$ 100,000 for the house building costs, it will pay fantastic
US$120,000 as a bonus to do whatever he wishes to do. May be retire a little early and
spend more time back in his lovely Kerala. Oh onething we almost forgot to mention - the
Quantum four plan will pay out the full US$ 200,000 to Anil's family should the
unthinkable happen to him. So when this plan is in force, all the good dreams Anil has
will come true.
Insured Age: 35 years
Term: 20 Years
Sum Assured: US$200,000
Premium:US$11,696 p.a.
| S.No |
After Years |
Attained Age |
Amount (US$) |
Objectives to Realize |
| 1. |
5 |
40 |
30,000 |
To purchase a plot back home |
| 2. |
10 |
45 |
30,000 |
To pay university fees |
| 3. |
15 |
50 |
40,000 |
To meet marriage expenses |
| 4. |
20 |
55 |
100,000 plus |
To build a dream house |
|
Bonus |
@30 per mille |
120,000 |
|
Click for Quantum Four Plan Details
Click for Quantum Four Education Plan for
Child example
|